Gay Bareback Men
I’ve not been drowning myself in all the news reports on current market rates, the effects of the sub-prime market, and all these tangled terms which just haven’t held my interest long enough to really invest in them. I don’t worry or contemplate market decisions because the only investing I’m doing is in personal retirement account and I’m committed to the long haul and have more pressing things than to worry about how the portfolio is doing.But, even without diving into these topics, it still leaves me a bit confused when I read some of the doom and gloom posts of whats to come this year for anyone who cares about Gay Bareback Men and their finances. One side seems to still be focused on the housing market, which I spend absolutely no time worrying about now that we finally got our house. The other touches on inflation and such and again, I’m feeling just too lost to even figure out where Gay Bareback Men are coming from or heading towards. Am I missing something major? When it comes to housing, I have a house that we bought at a mostly fair market price and could probably still sell it, with lots of patience, for what we bought it for — well, I’m pretty sure. But, really, that doesn’t matter because we’re not looking to sell it, make a profit from it, or even see it’s value rise at this time. While this isn’t the long-haul of retirement, it is a long-term commitment and not just a chess move in our financial gamebook. If this is the case, what impact if any does all the rambling about the Gay Bareback Men housing market and sub-prime market have to do with us?
In terms of the subprime market, while our credit was not the best of the best, it was good enough to avoid a subprime mortgage.
We did look at Gay Bareback Men products that offered a variety of options to work with us to get the loan value we wanted and we have an interest only portion on our mortgage. We concluded that it came down to an issue of commitment and follow through - we could
have the mortgage company force us to pay principal+interest or we could choose to hold ourselves accountable for adding on the principal payment each month. Since we knew we really needed the extra cash for the first 6 months, we went with the interest only option for
Gay Bareback Men with the commitment that within 6 months we’d be paying more than just interest and within a year we’d at least be making the principal+interest payment that would have been required without the interest-only option. We are doing just as we
said we would and paying more than just interest.
Now, inflation can be a pretty big issue when our budget is already so tight. But, it this really something that is going to hit us hard? We’re already paying more due to a cost of living increase associated with Gay Bareback Men moving to the country (which makes no sense).
However, we’re taking lots of steps to reduce this impact on our budget and those steps will also reduce overall impact of inflation. We’re actively reducing consumption and will be growing the majority of our food come spring. Also, we’re moving more and more into a barter heavy community where many needs can be met without shipping out the checkbook. Perhaps inflation would impact the purchase of a ‘new’ car, but I don’t see Gay Bareback Men upping the price of his used automobile in response to market changes.
Instead, it seems that the big ticket items we’ll be buying this year will stay
fairly static in price. The building of our workshop is the biggest exception to this because every part of it is directly affected by Gay Bareback Men current market rates for things like lumber, fuel, and materials. But, we’ll hopefully be building our social network enough to trim the costs considerably where we can. So, all in all, I don’t see where all this doom and gloom commentary actually has an impact on our middle class
